Location: Bengaluru, 5 days Work from Office

Duration: 6-12 months

Reporting To: Head of Lending Risk

About the Role

We are seeking a highly motivated and analytically inclined intern to join our Risk team,

with a focus on Credit Risk and Fraud Risk. This internship offers hands-on experience in

designing monitoring frameworks to identify and mitigate risk across the customer lifecycle.

The intern will work on developing internal risk scorecards, analyzing bureau and

partner-shared data, and recommending controls and risk insights that can be shared with

banking partners for implementation, as well as used internally to strengthen fraud mitigation

frameworks.

Key Responsibilities

1. Credit and Fraud Risk Assessment

Assist in identifying and assessing credit and fraud risks across acquisition and

portfolio management

Support the development of risk scoring models by analyzing historical data and

trends.

2. Data Analysis & Reporting

Collect, clean, and analyze large datasets using tools such as Excel, SQL, or Python.

Develop dashboards and reports to monitor key credit and fraud risk metrics.

Support preparation of risk insights, portfolio reviews, and fraud alerts for senior

stakeholders.

3. Cross-functional Collaboration

Work closely with cross-functional teams such as Business, Product, Engineering,

Data Science and Design, ensuring alignment and execution across all stakeholders.

Preferred Skills and Qualifications

Strong analytical and problem-solving skills.

Proficiency in MS Excel; familiarity with SQL, Python, or other analytical tools is a

must.

Curiosity and eagerness to learn in a fast-paced, dynamic environment.

Opportunities for Learning

Understanding the credit card industry.

Exposure to real-world risk frameworks and decision systems.

Hands-on experience with fraud detection tools, credit bureaus, and alternative data.

Mentorship and career guidance from experienced

Scapia Technology Private Limited

Station Overview